A Personal loan is a short-term borrowing that comes in handy to tide over temporary requirement for funds. It could be to pay for home improvements, a wedding, college fees, or just consolidating high-cost debt.

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There are a few things you perhaps need to consider while selecting the right loan product for yourself.

• Are you looking for an Islamic finance or a conventional loan? What’s the difference?
• Are you okay for a loan where you are required to transfer your salary to the bank to get better terms & rates or you like a non-salary transfer loan which is less hassle but could be a little more expensive?
• Is the size of the loan more important or the speed of processing?
• Are interest rates more critical or flexible tenors or EMI?

At Finmart, we help you make those trade-offs. We would also assist you in planning ahead before you commit to the loan by simulating your EMI, your interest burden and your loan eligibility. Finally, we hand hold you through the application process until the loan is disbursed.