Fintech’s Best Minds at Your Service
A one stop shop for retail financial services…..our endeavour is to provide you with simplified information on the widest choice of financial products, make it easy to compare a range of products & services so that you can make the right choice, the one that best suits your need.
And after you make the choice, we help you acquire the product….online, real time.
Apply for a complete range of credit cards, personal loans and bank accounts that suit your specific financial needs. Make your life convenient with Finmart!
Credit Card
We provide credit cards that will help boost your lifestyle and give you that security to indulge in your desires, manage your finances and spend responsibly.
Personal Loan
Finmart ensures you receive an ideal Personal Loan to fulfill your purpose whether it is small home improvements, expensive purchases to paying back your Credit Card debts.
Bank Account
We serve you with the best banking account options with best interest rates, savings and many other financial benefits to choose from to safeguard your money.
Switzerland was never supposed to be the banking capital of Europe.
Although the country is synonymous with banking, the first European banks opened in port cities with access to the sea such as Venice(1584), the Netherlands (1609) and the UK (1694). Despite being landlocked, Switzerland still managed to surpass the others when it came to banking and finances.
Defaulting on early loans was risky business.
In ancient Egypt and Rome, a borrower who failed to repay a loan was thrown in Debtor’s Prison and given a month to repay the money owed, failing which they were sold as slaves to recover the money.
Banking is a 5000-year old practice
The concept of banks originated during the Mesopotamian civilization. The first 'banks' were predominantly temples where grains and precious stones were stored and traded.
'Banks' originated from loans
The word 'bank' is derived from the Italian word 'banca' meaning bench. These benches were used by Jews during the Renaissance period to disburse loans in the marketplace.
Farming communities used "credit cards" in the 19th century
In the 19th century, farmers would need to use credit at their local store for at least part of the year because their income was seasonal and so Stores handed over credit cards made of Cardboard to identify their customers and accounts.
Credit cards were "invented" by several different people
John Briggs created the first bank-issued credit card which was called the "Charge-It" card, in 1946 with Flatbush National Bank of New York. In 1950, Frank McNamara, head of Hamilton Credit Corporation, created the Diners Club card — the first credit card that could be used in more than one store.
Your card expires but your account doesn't
Most credit card companies send you a new card before your current one expires. But your account should still be valid — you just need to ask your card issuer for a new card.
Credit card numbers can be validated via a checksum formula
Valid credit card numbers follow a formula known as the Luhn algorithm. You can check if your card is invalid with this algorithm.
The first digit of your credit card tells what industry issued the card
You may have noticed that all of your cards from the same provider start with the same number. That isn't an accident. The first digit of a credit card indicates what industry issued the card like Airline, Entertainment, Travel, Gas Industry, etc.
Single women could not get credit cards until 1974
Until the passage of the Equal Credit Opportunity Act of 1974, women could not get a credit card without a husband as a co-signer.
Laid end-to-end, all the credit cards on earth would circle the globe 3.5 times.
As of 2013, there were over 1.635 billion credit cards in circulation around the world, according to SuperMoney. If all of those cards were laid end-to-end, they would stretch over 86,981 miles, which would circle the earth three and a half times.
There are 10,000 worldwide credit card transactions every second
The American Bankers Association estimated in March of 2009 that there are nearly 10,000 credit card transactions occurring every single second worldwide.
Blog and News
Finmart’s Success Stories
Real People, Real Experiences
“I wanted to apply for a loan and did not know who to get in touch with, I got connected with Finmart through a friend and it was a great experience. Not only was my loan approved in record time but I also enjoyed the best possible service.”
Sabry Rezk
(Executive Manager)
“I always wanted a credit card offering the best restaurant discounts in town. Finally the friendly staff at Finmart was able to understand my requirement and suggest a card that I wanted. Now I save money every time I spend at chosen restaurants..”
Rakesh Rao
(Sales Supervisor)
“I wanted to reduce the interest payments on my credit card, and was getting nowhere. Finmart was able to help me consolidate my credit card outstanding into a loan with a lower interest rate. Finally, peace of mind. Thank you Finmart..”
Chirag T
(Operations In-charge)
“Loan approved and I received the money in record time; I was amazed at the speed. I will recommend Finmart for anyone looking for a loan..”
Fadi Mohamed
(Analyst)
“I was looking for a credit card with the best cash back benefits. Searched many websites. Couldn’t find all the information that I was looking for. When I approached Finmart, their staff patiently understood my requirement and gave me what I wanted – To Earn While I Spend!.”
Uttam Traknath Gosh
(In-Store Manager)
“I never thought I could get a loan with no hassles, till I got in touch with Finmart. All the benefits were explained and the process was very smooth..”
Suraj
(Operations Coordinator)
“As a housewife, being a member of Finmart gives me flexible working hours and an opportunity to earn an income from home. The process is simple and I can introduce friends who are looking for a particular benefit in a credit card they always wanted..”
Rashmee Khateja
(Housewife, Member Finmart Referral Program)
“Helping my friends and earning at the same time, I could not ask for more..”
Auxicillia
(Member Finmart Referral Program)
